06-833-6149 74     Tennyson Street, Napier     

Personal Risk Insurance

For people-focused, tailored insurance to protect you and your family, we are your Team

Insurance Brokers for Personal Risk

Our insurance advisers know that personal risk protection isn’t one-size-fits-all. We believe that health is wealth - we are living longer than ever but our quality of life doesn’t always match this.

We are dedicated to working directly with you to make sure you have the best protection for whatever stage of life you are in.

Talk to us today about life, income, critical illness or injury, mortgage, health, accidental injury cover and more.

We can help you with the following types of insurance

Personal Health Insurance

Our health insurance brokers believe the benefits of having health cover far outweigh the costs. With the current NZ health system, it is crucial that you and your family are protected against the financial impact of unforeseen accidents and medical conditions.

Serious conditions that don’t require immediate treatment can see you waiting months and even years to access necessary surgeries and consultants. Can you afford to be off work without earnings and unable to fulfil your financial obligations of paying your mortgage and supporting yourself and your family?

Life Insurance

Life insurance provides a lump sum payment to your family or beneficiaries if you pass away or are diagnosed with a terminal illness. Aimed at ensuring the financial security of your loved ones, our insurance team can help you find the best level of cover for your situation.

Find out more about how life insurance works.

Accidental Injury Protection
Accidents can happen when you least expect it and can provide a lot of unnecessary financial stress. Accidental injury protection will get you through these unexpected incidents

Group Health Insurance

For employers who understand the importance of investing in the health and wellbeing of their employees, our advisers can also help with group health insurance cover. Talk to the team about creating a more desirable place to work by including health cover in all employee work benefit packages.

Trauma Insurance

If you are diagnosed with a serious illness or injury, trauma cover can alleviate any financial worries while you take the time to recover properly, without the need to rush back to work when you are not ready. Give your family peace of mind that finances will be covered.

Find out more about trauma insurance.

Total Permanent Disablement Insurance

If you are unable to work again, total permanent disablement cover provides financial help to aid with recovery, debts and ongoing care.

Income/Mortgage Protection Insurance

Create peace of mind for you and your family in the event of serious illness or an accident. Income /mortgage protection insurance provides a monthly income to cover expenses for the period of time that you are signed off work.

Let us help you get smarter with your money

Are you paying ACC levies as a sole trader or business owner, but have no personal insurance?

Don’t get caught out when injury or illness can lead to lost income.

Chat to us about how we may be able to help you.

Contact The Insurance Team

Freephone: 0800 437 266


Connect with Louise

Follow The Insurance Team

Join us on social

Have a question, send us a message

{{errors.first('rs-5cc6-586e-6834', 'rs-5cc6-f088-7176')}}
{{errors.first('rs-5cc6-586e-fd7d', 'rs-5cc6-f088-7176')}}

Message Sent.

What our clients say

Sign up to our newsletter

{{errors.first('rs-5cc6-4a88-c4c9', 'rs-5cc6-94d6-c9d4')}}

Thanks! You have been subscribed to The Insurance Team's newsletter